Casler Law Office, PLLC, 12725 W. Indian School Road, Suite E-101, Avondale, Arizona 85392  |  Phone: 602-255-0101

Pay Billing Statement (SECURE)

BENEFITS:

• Confidential – the attorney/client relationship ensures privacy
• Easy – one short telephone appointment from the privacy of your home
• Knowledge - you will learn about all your options and which is best for YOU!
• Flat fee - no other charges, no hidden fees

If you are (or soon will be) behind on your house (i.e., your residence) payment and/or payments for one or more investment properties, then you want to know . . .

• Can I (should I) let the lender foreclose on one or more property?
• Can the lender get a deficiency judgment?
• What is a deficiency judgment?
• Do the Arizona anti-deficiency statutes apply to me?
• Do the anti-deficiency statutes apply to investment property (i.e., rentals)?
• What are the anti-deficiency statutes?
• Are VA or FHA loans impacted by the Arizona anti-deficiency statutes?
• What is the Mortgage Forgiveness Debt Relief Act of 2007 and, more importantly, does it apply to me?
• What are my alternatives? (i.e., deed-in-lieu, bankruptcy, short sale, etc.)
• What is the impact on my credit of a deed-in-lieu, bankruptcy or short sale?
• Can I get a loan after a foreclosure, short sale or bankruptcy?

You may feel that cannot take action because you are paralyzed by the fear of making a mistake that may have catastrophic financial consequences – and you are right!  You want to know what you can do, but you are not sure where to start.

I understand your dilemma and I will answer these questions for you.  You are not alone.  Many people have recently found themselves in financial trouble; people who have never missed a single payment on anything in their entire lives.  I have helped them and I can help you.

I will gather information about you and your circumstances and then give you a comprehensive written opinion letter that thoroughly explains your rights, responsibilities and options.  I will get you this letter within THREE DAYS (or sooner) after I receive the information I need.  You will then have the information you need to make an informed decision.

You will receive an unbiased analysis.  I will not seek or accept any real estate business from you.  Although I own a real estate brokerage, if you want to sell (or do a short sale), I will not accept your business and I will direct you elsewhere.  If you need other, specialized legal services (i.e., bankruptcy), I will refer you to a qualified attorney.

All this for a flat fee of only $499 - no “hidden” or “extra” fees.  

It goes by several names:

• Walk Away
• Strategic Default
• Planned Default
• Stop Loss (or Stoploss)

But they all ask the same questions:

• Can I ‘Walk Away’ from my house or rental property?
• What happens if I do?
• Can the lender(s) get my cash or other assets?
• What is my liability if my investment property (i.e., rental property) is foreclosed during the lease?

I can answer all of these questions, specifically for you and your facts.